What We Offer

We Are With You

Quick Processing

We have the fastest loan application process as we understand your urgent need. Release of loan within 30 to 60 minutes for first-time borrowers.

Accessible Anytime, Anywhere

We aim to make it easy for all seafarers to apply for a loan. At a click of a button, one can apply for a loan anytime, wherever you are.

Simple Requirements

Jumpstart the loan application with only two required documents. We do not require personal references or co-makers for your loan approval.

Full Loan Amount

Receive the approved loan amount, no fee deductions.

Convenient

Hassle-free transactions - receive your loan and pay monthly amortization online.

Why Choose Us

We Understand You

Sacrifices for the family

JuanClik knows the life of a seafarer and the challenging situations they face. They endure hardships to provide for their family back home, get their children a better education, and save for the future.  

 

 

 

 

Dream big, dream with us

We know, too, you have dreams. Whether you are looking for a quick way to finance your business idea, build or finish an apartment for passive income, or buy and own a farm or fishing boat, JuanClik is here to help you fulfill your dream.

 

 

 

 

Easy and fast loan application

Applying for a loan proves challenging for seafarers - submitting numerous documents, needing a co-maker, and going through an agent. All of these make loan applications long, tedious, and costly. With JuanClik, you will get your money immediately when needed, but you don’t need a co-maker or an agent. What’s better is your loan gets approved quickly at a fraction of the cost.

About Us

We will help your business

Having been in the credit and loan collection industry since 1997, Founder and CEO Jay Villavicencio established JuanClik Lending Corporation to help Filipino seafarers achieve their dreams.

Jay became part of the class of 1995 at the Philippine Merchant Marine Academy when he joined as a probationary cadet midshipman. He also earned a Business Administration degree with a Management major from Colegio de San Juan de Letran in 1996.

As a seasoned founder of 6 seafarers’ lending companies, Jay has in-depth knowledge of the seafarers’ plight and the seafarers’ lending ecosystem.

His exposure to seafarers’ challenges in applying for a loan has led Jay to start JuanClik. JuanClik aims to make loan processing fast and available to Filipino seafarers.

Get the cash you need fast!

We Understand You

Documents

Previous POEA contract
1 Valid IDs

Eligibility

Up to 60 years old for Ratings
Up to 65 years old for Officers

Length of loan

3 months minimum
12 months maximum

Interest rate

2.75% per month

 

Loanable amount

Php 20,000 minimum
Php 1,000,000 maximum

Fuss-free Loan Processing

01

Submission

Apply for a loan and submit required documents online.

02

Approval

Our Loan Officer will contact you during banking hours to jumpstart loan processing and approval.

03

Loan Proceeds

Receive the loaned amount by electronic deposit or check disbursement.

02

Loan Payment

Our Loan Officer will contact you during banking hours to jumpstart loan processing and approval.

Testimonials

What Our Clients Say

FAQ

You will receive the whole amount you applied for. There are no fee deductions. For example, if you applied for Php 20,000, you will receive this same amount.

Yes. Your credit officer will explain this in length during the interview.

You may borrow a minimum of Php 20,000. JuanClik also accepts loan applications of up to Php 1,000,000.

Once you apply for a loan, processing will take less than 60 minutes. If your application is approved, we will immediately transfer the loan amount to your preferred mode – electronic transfer or check.

Yes, we can roll over the loan upon your request.

You may send us a message through our website, which is available 24/7. Our credit officer will contact you during banking hours to answer your queries.

You do not need to go through an agent to apply for a loan at JuanClik. Going straight to us makes the loan process quicker. It also eliminates the agent’s fee, making it cheaper for seafarers to apply for a loan with Juanclik.

Having a co-maker causes delays in the loan processing. JuanClik does not require a co-maker, so you can receive the loan quickly. 

We do not require you to provide the contact  information of relatives and friends for verification. We value the confidentiality of seafarer loan applications. All you must submit are the required documents  – valid ID and previous POEA contract. 

Contact Us

If you’ve got a question, we will get back to you quickly.